Peter Pan generation and you!

It’s called the generation that refuses to grow up—preferring to remain unmarried, childless, living with the parents, with a lifestyle of endless socialising. Are you part of the phenomenon?

You’re 35 and living with your parents/in-laws, because:
a.    There’s someone to have a hot meal ready on the table when you get home from work, and monitor the maid when you leave in the mornings.
b.    There’s no way you can afford a house loan and still maintain your lifestyle of alternate nights out and yearly international holidays.
c.    Your parents are dependent on you to manage the expenses of the home and you come home to a comfortable, clean apartment with food in the refrigerator, which you haven’t had to worry about. It’s a mutually beneficial situation.

You’re 32, have been married five years, but kids aren’t on the cards.
a.    Kids mean responsibility and you can’t stand the idea of 3 am feedings and your kids’ exams putting a spanner in your social life.
b.    The mere thought of the costs you’re going to incur, with school fees, college expenses and other expenses from your kid staying with you until he’s 39, much like you, scare you to death.
c.    You’ve never wanted children because you didn’t think it was something you needed to make your life complete.

You’ve been at your current job that doesn’t pay particularly well, for five years.
a.    You don’t want to move because you don’t have set career goals and are having fun with your colleagues at your current job.
b.    You don’t have to contribute financially to keeping your home running, and there’s no pressure to switch to a job that will put you in a better position.
c.    You love your job even if it doesn’t pay well and have made peace with that fact.

In an average month, you put:
a.    20 per cent of your income into savings; the rest goes into maintaining your lifestyle.
b.    40 per cent into savings, the rest into nights out, high-end brands and miscellaneous expenses.
c.    40 percent into savings, 40 per cent into managing household expenses, and the rest into miscellaneous expenses.

 Mostly As: Move out, moocher!
It’s a fact that Indian adults never move out of their parents’ home (and our parents like it that way), but being an adult comes with taking on responsibility, whether you do it by moving out and making a life of your own, or staying with the folks and doing your bit to keep things going. You can’t be a teenager, shirking responsibility forever.

Mostly Bs: Time to take risks
You haven’t really made a move forward because you feel safe where you’re standing right now, and are afraid to do anything that will change a lifestyle you currently enjoy. You won’t invest in a job that will make you happier because it’s sufficient for the moment, you won’t move out because it works in the here and now. But the only way you’re going to get out of a rut is if you decide to get out of your comfort zone.

Mostly Cs: Good for you, but take more risks
You know what you want and would like to change in that direction, but you feel like your circumstances hold you back. You’re being practical about it, but it’s time you threw caution to the wind and took a few risks. If you don’t go looking for change, it will come find you, and you won’t be quite as prepared for it as you would be, if you’d sought it out. It’s time to make bold decisions.